为什么没有更多的科技初创企业专注于B2B或专业消费者金融？
我深入研究了像 https://www.motivepartners.com/ 这样的基金及其投资组合。与传统的SaaS相比，这些私募股权/风险投资组合中的许多B2B金融初创公司似乎发展得非常滞后。也许是因为销售几乎完全依赖于人际关系，并且它们在隐私方面表现良好，但我不禁感到遗憾，认为应该有更多这样的工具、评论和文档来服务于私募股权公司和金融机构。G2和Capterra在这一领域也显得相对不够成熟。
除了这个被忽视的B2B软件领域，个人投资经验让我发现，许多最受欢迎的专业消费者SaaS（如finbox、tikr、koyfin）虽然拥有庞大的用户基础，但员工数量并不多，同时为最终用户提供了很大的价值，使得每月超过20美元的订阅费用对于拥有相对小型投资组合的投资者来说是合理的。
除了金融的监管和技术方面，是否还有其他原因导致这些项目供不应求？似乎大多数金融初创公司往往集中在消费金融科技领域，而这个领域竞争激烈，难以脱颖而出。
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I went down a rabbit hole of investigating funds like https://www.motivepartners.com/ and their portfolios. A lot of b2b finance startups in these PE/VC portfolios seem to be very underdeveloped compared to traditional SaaS. Maybe it is because sales are almost exclusively relationship-driven and they thrive on privacy, but I can't help but frown and believe there should be more of these tools, reviews, documentation... Serving PE firms and financial institutions. G2 and Capterra are also underdeveloped in this category.<p>Aside from this underserved b2b software segment, personal experience in investing has shown me that a lot of the most popular prosumer SaaS like finbox, tikr, koyfin, with huge user bases do not have a lot of employees, and at the same, provide a lot of value to the end user making subscriptions of over $20/mo justifiable for an investor with a relatively small portfolio.<p>Any reason aside from the regulatory and technical aspects of finance for these projects to be in short supply? It seems like most startups in finance tend to fall in consumer fintech which is a crowded space much harder to stand out in.