问HN：你是否也觉得KYC（了解你的客户）让你对金钱的概念感到厌烦？
我认为我们还没有到达那个阶段，但如果KYC（了解你的客户）变得更加严格，我预见到一个经过高度筛选的数据库，列出各个生活领域中找到最佳交易的地方，可能会比10万美元更有价值。
至少这个高度筛选的数据库是你的，没人可以干扰它或从你那里夺走它，相比之下，那10万美元可能在瞬间就会消失，如果银行认为你的行为模式异常，比如去哥伦比亚度假并在许多提供良好体验的场所玩得很开心，这种情况可能看起来很愚蠢。
此外，银行讨厌你花钱，并会尽一切可能阻止你这样做。
也许我对此是孤独的，但我会开始更加关注物质和体验的东西，以及如何更接近源头获取这些东西，从而获得更好的交易。我会越来越少地盲目追求粗俗的财富积累，因为这些积累的钱并不属于你，随时可能被夺走。
这很可能是对目前食品和水的消费方式的一种延伸，后者的消费方式更多是及时供应，而不是长时间的积累。
钱也可能会遵循这种趋势，目标可能是拥有足够的资金度过明天，并在此期间尽量以最佳价格进行购买，知道明天又会有新的资金流入，这个过程将一次又一次地重复。
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I don't think we are there yet but if KYC gets even more stringent I anticipate that a hyper curated list or database of where to find the best deals across every domain of life would be worth more than say 100k USD.<p>At least the hypercurated database would be yours and nobody can temper with it or subtract it from you , contrary to the 100k which can be gone in an instant if the bank decides that you are behaving according to abnomal patterns which could be as stupid as flying to Colombia for a vacation and having a good time over there in the many establishments offering a good time for guys.<p>Also banks hate it when you spend it and try every possible move to prevent you from doing so.<p>Maybe I am alone in this but I will start paying much more attention to stuff (both material stuff and experiences) and the funnel to get stuff close to the source and hence get a much better deal for it. What I'd be doing less and less is blindly plowing ahead with vulgar accumulation, because said accumulated money is not yours and can be taken away from you at any time<p>This could be very well be an extension to what already happens with food and water whose consumption is very much just-in-time as opposed to accumulation for long periods of time<p>Money could very well follow this trend and the goal could be having just enough to get through tomorrow and trying to get the best deal on purchases from now to then , knowing that tomorrow another inflow would arrive and the process would repeat itself over and over again.